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Spousal IRA

Whether your spouse is employed or stays at home, opening a GuideStone IRA in his or her name (commonly referred to as a spousal IRA) can help you set aside additional retirement income on their behalf.

Non-working spouse

Earned income is typically required to make contributions to an IRA. But if you and your spouse file a joint tax return, you can set up and contribute to a GuideStone IRA on their behalf.

Working spouse

If your spouse is earning income, he or she can help build supplemental retirement income by making active contributions to a GuideStone IRA.

Please consult with your tax advisor to determine if you meet the eligibility requirements for opening and contributing to an IRA.


Retail products such as IRAs, personal investment options and institutional investment opportunities are made available through GuideStone Financial Services, member FINRA.

Be sure to consider all of your available options before rolling over your retirement assets. It is important to consider all of the potential advantages and disadvantages of rolling over your retirement assets to an IRA, including the different investment options that are available to you as well as the services, fees, expenses, withdrawal restrictions and tax consequences of rolling over your assets to an IRA. Other options are available besides rolling over your employer-sponsored retirement plan, including leaving the account with your previous employer. An employer-sponsored retirement plan may offer advantages investors can't get if they roll the money into an IRA.