Morningstar Ratings for GuideStone Funds

The Morningstar Rating™ for funds, often called a star rating, is a quantitative assessment of a fund’s past performance — both return and risk — as measured from one to five stars.

Morningstar, Inc. is a leading provider of independent investment research in the United States and in major international markets. Morningstar is a trusted source for insightful information on stocks, mutual funds, variable annuities, closed-end funds, exchange-traded funds, separate accounts, hedge funds and 529 college savings plans. With operations in 16 countries, Morningstar currently provides data on more than 125,000 investment offerings worldwide.

As of 11/30/2014 (Based on Risk Adjusted Return)
Share Class:
Morningstar Ratings™
(number of funds in category)
GuideStone FundCategoryOverall3 Year5 Year10 Year
MyDestination 2005 (GMIZX) 1 Target Date 2000-2010 2 of 5 stars
of 115
2 of 5 stars
of 115
2 of 5 stars
of 109
N/A
MyDestination 2015 (GMTZX) 1 Target Date 2011-2015 4 of 5 stars
of 141
3 of 5 stars
of 141
4 of 5 stars
of 124
N/A
MyDestination 2025 (GMWZX) 1 Target Date 2021-2025 3 of 5 stars
of 137
3 of 5 stars
of 137
3 of 5 stars
of 111
N/A
MyDestination 2035 (GMHZX) 1 Target Date 2031-2035 3 of 5 stars
of 137
3 of 5 stars
of 137
3 of 5 stars
of 111
N/A
MyDestination 2045 (GMFZX) 1 Target Date 2041-2045 3 of 5 stars
of 128
3 of 5 stars
of 128
3 of 5 stars
of 109
N/A
Conservative Allocation (GFIZX) 2 Conservative Allocation 2 of 5 stars
of 560
2 of 5 stars
of 560
1 of 5 stars
of 456
2 of 5 stars
of 251
Balanced Allocation (GGIZX) 2 Conservative Allocation 4 of 5 stars
of 560
4 of 5 stars
of 560
4 of 5 stars
of 456
3 of 5 stars
of 251
Growth Allocation (GCOZX) 2 Aggressive Allocation 3 of 5 stars
of 341
2 of 5 stars
of 341
2 of 5 stars
of 308
3 of 5 stars
of 197
Aggressive Allocation (GGBZX) 2 World Stock 3 of 5 stars
of 833
4 of 5 stars
of 833
4 of 5 stars
of 681
3 of 5 stars
of 333
Low-Duration Bond (GLDZX) 3 Short-Term Bond 3 of 5 stars
of 435
3 of 5 stars
of 435
3 of 5 stars
of 377
3 of 5 stars
of 270
Medium-Duration Bond (GMDZX) 3 Intermediate-Term Bond 3 of 5 stars
of 911
3 of 5 stars
of 911
3 of 5 stars
of 798
4 of 5 stars
of 579
Extended-Duration Bond (GEDZX) 3 Long-Term Bond 5 of 5 stars
of 24
4 of 5 stars
of 24
5 of 5 stars
of 17
N/A
Defensive Market Strategies (GDMZX) 4, 5, 6 Moderate Allocation 4 of 5 stars
of 740
4 of 5 stars
of 740
N/A N/A
Global Bond (GGBFX) 3, 4, 7 World Bond 4 of 5 stars
of 282
4 of 5 stars
of 282
5 of 5 stars
of 229
N/A
Inflation Protected Bond (GIPZX) 3, 5 Inflation-Protected Bond 3 of 5 stars
of 192
3 of 5 stars
of 192
3 of 5 stars
of 153
N/A
Equity Index (GEQZX) Large Blend 4 of 5 stars
of 1,327
4 of 5 stars
of 1,327
4 of 5 stars
of 1,187
3 of 5 stars
of 800
Real Estate Securities (GREZX) 8 Global Real Estate 4 of 5 stars
of 176
2 of 5 stars
of 176
5 of 5 stars
of 152
N/A
Value Equity (GVEZX) 9 Large Value 4 of 5 stars
of 1,094
4 of 5 stars
of 1,094
4 of 5 stars
of 968
3 of 5 stars
of 657
Growth Equity (GGEZX) Large Growth 3 of 5 stars
of 1,496
3 of 5 stars
of 1,496
4 of 5 stars
of 1,324
3 of 5 stars
of 905
Small Cap Equity (GSCZX) 10 Small Blend 3 of 5 stars
of 621
3 of 5 stars
of 621
4 of 5 stars
of 566
3 of 5 stars
of 353
International Equity (GIEZX) 4 Foreign Large Blend 3 of 5 stars
of 670
2 of 5 stars
of 670
3 of 5 stars
of 598
3 of 5 stars
of 326

You should carefully consider the investment objectives, risks, charges and expenses of GuideStone Funds before investing. For a copy of the prospectus with this and other information about the funds, please download a prospectus (pdf) or call 1-888-98-GUIDE (1-888-984-8433). You should read the prospectus carefully before investing.

GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, a registered broker-dealer and underwriter of the funds, 400 Berwyn Park, 899 Cassatt Road, Berwyn, PA 19312. GuideStone Funds is a controlled affiliate of GuideStone Financial Resources. GuideStone Capital Management, a controlled affiliate of GuideStone Financial Resources, provides investment advisory services to GuideStone Funds.


Download the most recent month-end PDF version INV Morningstar ratings.

Ratings are subject to change monthly. Past ratings are no guarantee of future ratings. Investment return and the value of an investor’s shares will fluctuate. Shares may be worth more or less than original cost when redeemed.

© 2011 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. (Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-year and five-year Morningstar Rating metrics, which are based on a risk-adjusted return.

1 The MyDestination Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds. The Funds are managed to a retirement date (“target date”) by adjusting the percentage of fixed income securities and equity securities to become more conservative each year until reaching the retirement year and then approximately 15 years thereafter. The target date in the name of the Funds is the approximate date when an investor plans to start withdrawing money. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds.  The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. The amount invested in the Fund is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. It is possible to lose money by investing in the Funds.

2 The Asset Allocation Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds.  The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. It is possible to lose money by investing in the Funds.

3 The bonds held by the bond funds are subject to interest rate risk. Values of existing bonds generally fall when interest rates rise.

4 Foreign securities involve risk from adverse changes in currency exchange rates. Securities of emerging countries may involve additional risks including price volatility, reduced liquidity, lax financial reporting requirements as well as political and economic instability.

5 The fund’s volatility may be amplified by its use of short sales and derivatives. Short sales by a fund theoretically involve unlimited loss potential since the market price of securities sold short may continuously increase. Leverage may increase the risk of loss and cause fluctuations in the market value of the fund’s portfolio to have disproportionately large effects or cause the NAV of the fund generally to decline faster than it would otherwise.

6 Convertible bonds are subject to the interest rate risk meaning values of existing bonds generally fall when interest rates rise. They also may decrease in value when the underlying common stock decreases in value.

7 The fund invests in high yield securities, commonly known as “junk bonds.” While offering higher currency yields, these securities generally are considered speculative and are subject to greater default and liquidity risks than higher-rated bonds.

8 The fund invests substantial assets in real estate investment trusts (REITs) that involve risks not associated with investing in stocks. Risks include declines in the value of real estate, general economic conditions, changes in the value of the underlying property and defaults by borrowers. The value of assets in the real estate industry may go through cycles of relative underperformance and outperformance in comparison to equity securities markets in general.

9 There is a risk that value-oriented investments may not perform as well as the rest of the U.S. stock market as a whole.

10 Small company stocks are generally riskier than large company stocks due to greater volatility and less liquidity.

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