Fund data as of 06/30/2020 unless otherwise specified.

Investment Objective:

The Fund seeks current income consistent with preservation of capital.

Investment Strategy:

The Fund is actively managed and invests in a diversified portfolio composed primarily of investment grade fixed-income securities with an average dollar-weighted duration that normally varies between one and three years.

Investment Suitability:

This Fund may be suitable for investors who have a short-term investment horizon, seek an investment return that is relatively stable and want to diversify their portfolio with a fixed income investment option.

This Fund is subject to credit risk and interest rate risk. Interest rate risk means, when interest rates rise, the value of the existing bonds decreases and vice versa. Changes in interest rates have a bigger impact on long duration holdings than on short duration holdings. This description of risks is provided as a summary of the principal investment risks associated with this mutual fund. Refers to the Fund's prospectus for more detailed risk information. 

  • NASDAQ Ticker: GLDZX
  • Inception Date: 8/27/2001
Fund Size ($ in millions)
Total fund net assets for all share classes 988
Number of holdings* 1,014

*Does not include currencies or forward currency contracts

ICE BofAML 1-3 Year Treasury Index 100%
Sub-Adviser Composite
35% 32.5% 32.5%
Payden & Rygel 35%
Pacific Investment Management Company (PIMCO) 32.5%
BlackRock Financial Management 32.5%


Net Asset Value (as of 9/18/2020)
Net Asset Value $13.64
Inception Date
Inception Date 8/27/2001
FEES AND EXPENSES (annualized)
Gross Expense Ratio 0.62%
Net Expense Ratio 0.62%
Daily Performance (as of 9/18/2020)
One Month 0.16%
Three Month 0.72%
Year To Date 2.67%
One Year 3.44%
Three Year* 2.46%
Five Year* 1.99%
Ten Year* 1.73%
Since Inception* 2.76%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results.
Quarterly Performance (as of 6/30/2020)
Fund Benchmark
Three Month 2.85% 0.13%
YTD 2.05% 2.94%
One Year 3.15% 4.07%
Three Year* 2.40% 2.68%
Five Year* 1.84% 1.84%
Ten Year* 1.79% 1.33%
Since Inception* 2.76% 2.46%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance data current to the most recent month-end and complete calendar year may be obtained at GuideStoneFunds.com/Funds. The investment return of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Performance would have been lower without fee waivers and reimbursements to the Fund in effect. Returns exceeding 20% reflect unusual market conditions and may not be sustained at this level over the long term.
Annual Performance (as of 6/30/2020)
Fund Benchmark
2013 -0.20% 0.36%
2014 0.97% 0.62%
2015 0.49% 0.54%
2016 1.47% 0.89%
2017 1.42% 0.42%
2018 1.10% 1.58%
2019 3.71% 3.55%
Benchmark: ICE BofAML 1-3 Year U.S. Treasury Index
The performance data quoted represents past performance and does not guarantee future results.
Morningstar Rating based upon risk-adjusted return as of 8/31/2020
Category: Short-Term Bond
(Two Stars) Overall rating among 513 funds in this category.
(Three Stars) Three year rating among 513 funds in this category.
(Two Stars) Five year rating among 459 funds in this category.
(Two Stars) Ten year rating among 294 funds in this category.

©2020 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

The Morningstar Rating™ for funds, or “star rating”, is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds and separate accounts) with at least a 3-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its 3-, 5- and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% 3-year rating for 36–59 months of total returns, 60% 5-year rating/40% 3-year rating for 60–119 months of total returns and 50% 10-year rating/30% 5-year rating/20% 3-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent 3-year period actually has the greatest impact because it is included in all three rating periods. Ratings are for the share class shown only; other classes may vary. Past performance is no guarantee of future results.


Asset Allocation
Fixed Income 98%
Cash* 2%
Total 100%
*Cash is maintained by the Fund for liquidity purposes and may be overlaid with equity and / or U.S. Treasury futures to provide capital market exposure.


Fixed Income Sectors
25.07% 43.55% 27.66%
Cash 3.45%
Corporate 25.07%
Government 43.55%
Municipal 0.26%
Securitized 27.66%
Total 99.99%
Duration weighted

Due to rounding, portfolio holdings data may not sum to 100%.

Credit Ratings
52.31% 12.16% 18.35%
AAA/Govt/Agency 52.31%
AA 2.92%
A 12.16%
BBB 18.35%
BB 3.06%
B 0.23%
Lower Than B 0.22%
Not Rated 10.74%
The credit quality letter ratings are provided to indicate the creditworthiness of the underlying securities within the Fund and not of the Fund itself. These credit ratings range from AAA/Govt/Agency (highest) to Lower Than B (lowest) and are assigned by the rating agencies Moody’s and Fitch. Where credit ratings differ between these rating agencies, the lower (more conservative) rating shall be used. If only one rating is provided, that rating shall be used. If a security is unrated by both of the Nationally Recognized Statistical Rating Organizations (NRSROs) listed above, then it will be classified as Not Rated in the table.
Risk/Return Characteristics
Standard Deviation 1.73%
R-Squared 2.64%
Beta vs. Benchmark -0.22
Beta vs. Bloomberg Barclays US Agg. 0.31
Sharpe Ratio 0.41
Information Ratio -0.12

Calculated over previous 3 years.

Portfolio Characteristics
Weighted Avg Maturity 1.90 years
Effective Duration 1.85 years
SEC 30-Day Yield 0.83%
SEC 30-Day Yield (Gross)† 0.83%
Gross Yield reflects yield if fee waivers were not in effect.


Historical Prices & Distributions

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Historical Prices & Distributions

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The table below lists NAVs, dividends, long-term capital gains and short-term capital gains for the time period selected.

Date Value Description

Prospectus & Reports

To keep you up-to-date on the latest information from GuideStone Funds®, below is a list of documents and reports about our mutual funds.

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one. It should be read carefully before investing.

GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, not an advisor affiliate. Foreside is not a registered investment adviser and does not provide investment advice.