MyDestination 2025(GMWZX)

Net Asset Value

$9.99

Inception Date

12/29/2006

Year to Date

8.47%

Fees & Expenses
  • 0.77%Gross
  • 0.75%Net
Overall Morningstar Rating

Target-Date 2025

Overall rating among 196 funds in this category based upon risk-adjusted returns.

As of 10/31/2023

Investment Objective

Investment Objective

The Fund seeks the highest total return over time consistent with the asset mix. Total return includes capital appreciation and income.

Investment Strategy

Investment Strategy

The Fund pursues its objective by investing primarily in a diversified portfolio of GuideStone Funds Select Funds that represent various asset classes. The Fund is managed to the specific retirement year included its name and assumes a retirement age of 65. Over time, the allocation to asset classes will change according to a predetermined "glide path" that adjusts the percentage of fixed income securities and the percentage of equity securities to become more conservative each year until approximately 15 years after the target date.

Investment Suitability

Investment Suitability

The Fund is designed for an investor who anticipates retiring at or near the target date and who plans to withdraw the value of the account in the Fund gradually after retirement. Over time, the allocation to asset classes will change according to a predetermined "glide path," which adjusts the percentage of fixed income securities and equity securities to become more conservative each year until approximately 15 years after the target date.

The Fund's value will fluctuate due to changes in interest rates. There is a risk that the issuer of a fixed income investment may fail to pay interest or even principal due in a timely manner or at all. The Fund's value will fluctuate due to business developments concerning a particular issuer, industry or country, as well as general market and economic conditions. Securities of foreign issuers may be negatively impacted by political events, economic conditions or inefficient, illiquid or unregulated markets in foreign countries, and they also may be subject to inadequate regulatory or accounting standards, which may increase investment risk. By investing in this Fund, you will incur the expenses of the Fund, in addition to those of the underlying Select Funds. You may directly invest in the Select Funds. The Fund's value will go up and down in response to changes in the share prices of the investments that it owns. The amount invested in the Fund is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. This description of risks is provided as a summary of the principal investment risks associated with this mutual fund. Refer to the Fund's prospectus for more detailed risk information.

Performance

Net Asset Value
(as of 11/30/2023)
Net Asset Value
$9.99
Inception Date
Inception Date
12/29/2006
FEES AND EXPENSES
(annualized)
Gross
0.77%
Net
0.75%
The Adviser has agreed to pay, waive or assume expenses to the extent needed to limit total annual operating expenses (excluding extraordinary expenses) to 0.75% for the Investor Class (the “Expense Limitation”). This Expense Limitation applies to Fund operating expenses only and will remain in place until April 30, 2024.

 

The Fund attempts to achieve its objective by investing in the GuideStone Funds Select Funds. By investing in the Fund, you will also incur the expenses and risks of the underlying Select Funds. The principle risks of the fund will change depending on the asset mix of the Select Funds in which it invests. You may directly invest in the Select Funds. The Fund's value will go up and down in response to changes in share prices of the investments that it owns.

Daily Performance
(as of 11/30/2023)
One Month
5.71%
Three Month
0.91%
Year To Date
8.47%
One Year
5.88%
Three Year*
1.27%
Five Year*
4.97%
Ten Year*
4.76%
Since Inception*
4.55%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results.
Quarterly Performance
(as of 09/30/2023)
Three Month
-2.63%
YTD
4.45%
One Year
10.47%
Three Year*
1.76%
Five Year*
3.44%
Ten Year*
4.72%
Since Inception*
4.36%
The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance data current to the most recent month-end and complete calendar year performance may be obtained at GuideStoneFunds.com/Funds. Benchmark performance numbers are provided by Morningstar, Inc. and have not been verified by GuideStone Funds. The investment return of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Year 2006 annual performance began 12/29/2006. Performance would have been lower without fee waivers and reimbursements to the Fund in effect.
*Returns are annualized.
Annual Performance
(as of 09/30/2023)
2016
8.01%
2017
14.92%
2018
-4.87%
2019
18.18%
2020
10.69%
2021
8.91%
2022
-14.40%
The performance data quoted represents past performance and does not guarantee future results.
Morningstar Rating
(based upon risk-adjusted returns as of 10/31/2023)
Category
Target-Date 2025
Overall (196 funds rated)
Morningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 starsMorningstar Overall Rating is 3 of 5 stars
Three-Year (196 funds rated)
Morningstar Three-Year Rating is 3 of 5 starsMorningstar Three-Year Rating is 3 of 5 starsMorningstar Three-Year Rating is 3 of 5 starsMorningstar Three-Year Rating is 3 of 5 starsMorningstar Three-Year Rating is 3 of 5 stars
Five-Year (179 funds rated)
Morningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 starsMorningstar Five-Year Rating is 3 of 5 stars
Ten-Year (102 funds rated)
Morningstar Ten-Year Rating is 2 of 5 starsMorningstar Ten-Year Rating is 2 of 5 starsMorningstar Ten-Year Rating is 2 of 5 starsMorningstar Ten-Year Rating is 2 of 5 starsMorningstar Ten-Year Rating is 2 of 5 stars

Characteristics

Asset Allocation

(as of 09/30/2023)

 
Alternatives
1%
 
Cash*
1%
 
Fixed Income
43%
 
Non-U.S. Equities
14%
 
Real Assets
1%
 
U.S. Equities
39%
 
Total
99%
*Cash is maintained by the Fund for liquidity purposes and may be overlaid with equity and/or U.S. Treasury futures to provide capital market exposure.

 

Portfolio Holdings

(as of 09/30/2023)

 
U.S. Equities
 
Equity Index Fund
23.40%
 
Defensive Market Strategies Fund
13.05%
 
Small Cap Equity Fund
2.86%
 
Non-U.S. Equities
 
International Equity Index Fund
10.07%
 
Emerging Markets Equity Fund
4.34%
 
Real Assets
 
Global Real Estate Securities Fund
1.08%
 
Fixed Income
 
Medium-Duration Bond Fund
20.41%
 
Low-Duration Bond Fund
16.76%
 
Global Bond Fund
5.51%
 
Alternatives
 
Strategic Alternatives Fund
1.05%
 
Cash
 
Money Market Fund
1.46%
 
Total
99.99%
GuideStone Capital Management, LLC, the adviser to the Fund, maintains a sub-advisory agreement with Parametric Portfolio Associates LLC (“Parametric”) under which Parametric will provide “completion portfolios” within the Fund from time to time. These “completion portfolios” are used to assist in preserving the desired risk exposures for the Fund in furtherance of its investment objective. Completion portfolios that are short-term in nature are not included in the portfolio holdings of the Fund listed above.

Due to rounding, portfolio holdings data may not sum to 100%.

Risk/Return Characteristics

(as of 09/30/2023)

Standard Deviation
10.51%
Beta vs. S&P 500 Index
0.56
Calculated over previous 3 years
Fund Size ($ in millions)
(as of 09/30/2023)
Total fund net assets for all share classes
$1,731

Prices and Distributions

Historical Prices & Distributions

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Capital Gains and Dividend distributions are represented by a blue circle

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The table below lists NAVs, dividends, long-term capital gains and short-term capital gains for the time period selected.

Date Value Description

Prospectus & Reports

GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, not an adviser affiliate. Foreside is not a registered investment adviser and does not provide investment advice.

Asset allocation subject to change at any time. Pie chart is a representation and actual exposures may differ. The size denotes the relative weighting in the Fund. 

Standard Deviation — Depicts how widely returns varied over a certain period of time. A high standard deviation implies greater volatility and greater risk.

Beta vs. S&P 500® Index — Beta is a measure of a fund’s sensitivity to market movements as defined by the S&P 500® Index. A fund with a higher beta relative to the S&P 500® Index is more volatile than the S&P 500® Index.

Net Asset Value — The Net Asset Value (NAV) is calculated by taking the closing market value of all the investments owned by a fund, plus all other assets such as cash, subtracting all liabilities, then dividing the result (total net assets) by the total number of shares outstanding.

Record Date — The distribution that an investor receives is calculated based on the number of shares that an investor owns on Record Date, typically using the share balance in an investor's account at the close of that day’s business.

Pay/Reinvest Date — The date on which distributions are posted to accounts for reinvestment or paid to shareholders who take distributions in cash.

Dividends — Dividends are income distributions to shareholders out of income from a fund’s investments.

Short-term Capital Gains — Distributions to shareholders derived from the profit of the sale of stocks or bonds held within a fund for a period of one year or less.

Long-term Capital Gains — Distributions to shareholders derived from the profit of the sale of stocks or bonds held within a fund for a period of more than one year.