Fund data as of 09/30/2019 unless otherwise specified.

Investment Objective:

The Fund seeks the highest total return over time consistent with the asset mix. Total return includes capital appreciation and income.

Investment Strategy:

The Fund pursues its objective by investing primarily in a diversified portfolio of GuideStone Funds Select Funds that represent various asset classes. The Fund is managed to the specific retirement year included its name and assumes a retirement age of 65. Over time, the allocation to asset classes will change according to a predetermined "glide path" that adjusts the percentage of fixed income securities and the percentage of equity securities to become more conservative each year until approximately 15 years after the target date.

Investment Suitability:

This Fund may be suitable for investors who want a simplified “one fund” retirement solution, are willing to pay slightly higher fees to get a diversified mix of investments that becomes more conservative over time, and plan to retire at an age that is near the year 2025. 

The Funds’ value will fluctuate due to changes in interest rates. There is a risk that the issuer of a fixed-income investment may fail to pay interest or even principal due in a timely manner or at all. The Funds’ value will fluctuate due to business developments concerning a particular issuer, industry or country, as well as general market and economic conditions. Foreign and emerging market securities may involve additional risks, including social and political instability, reduced market liquidity, currency volatility, less available public information about the issuers of securities, less stringent regulatory standards and a lack of uniform accounting, auditing and financial standards. This description of risks is provided as a summary of the principal investment risks associated with the mutual fund. Refer to the Fund's prospectus for more detailed risk information.

  • NASDAQ Ticker: GMWZX
  • Inception Date: 12/29/2006
Fund Size ($ in millions)
Total fund net assets for all share classes 1322


Net Asset Value (as of 11/21/2019)
Net Asset Value $10.56
Inception Date
Inception Date 12/29/2006
FEES AND EXPENSES (annualized)
Gross Expense Ratio 0.79%
Net Expense Ratio* 0.75%
*The Adviser has agreed to waive fees and/or reimburse expenses to the extent needed to limit total annual operating expenses to 0.75% for the Investor Class. This contractual waiver and reimbursement applies to Fund operating expenses only and will remain in place until April 30, 2020.

The Fund attempts to achieve its objective by investing in the GuideStone Funds Select Funds. By investing in the Fund, you will also incur the expenses and risks of the underlying Select Funds. The principle risks of he fund will change depending on the asset mix of the Select Funds in which it invests. You may directly invest in the Select Funds. The Fund's value will go up and down in response to changes in share prices of the investments that it owns.

Daily Performance (as of 11/21/2019)
One Month 1.44%
Three Month 3.53%
Year To Date 15.28%
One Year 12.97%
Three Year* 8.51%
Five Year* 5.47%
Ten Year* 7.86%
Since Inception* 4.88%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results.
Quarterly Performance (as of 9/30/2019)
Three Month 1.08%
YTD 12.88%
One Year 4.93%
Three Year* 7.34%
Five Year* 5.42%
Ten Year* 7.88%
Since Inception* 4.77%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance data current to the most recent month-end and complete calendar year may be obtained at GuideStoneFunds.com/Funds. The investment return of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Performance would have been lower without fee waivers and reimbursements to the Fund in effect. Returns exceeding 20% reflect unusual market conditions and may not be sustained at this level over the long term.
Annual Performance (as of 9/30/2019)
2012 13.90%
2013 15.15%
2014 3.88%
2015 -2.91%
2016 8.01%
2017 14.92%
2018 -4.87%
The performance data quoted represents past performance and does not guarantee future results.
Morningstar Rating based upon risk-adjusted return as of 10/31/2019
Category: Target-Date 2025
(Three Stars) Overall rating among 191 funds in this category.
(Three Stars) Three year rating among 191 funds in this category.
(Three Stars) Five year rating among 147 funds in this category.
(Three Stars) Ten year rating among 82 funds in this category.

©2019 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

The Morningstar Rating™ for funds, or “star rating,” is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds and separate accounts) with at least a 3-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its 3-, 5- and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% 3-year rating for 36–59 months of total returns, 60% 5-year rating/40% 3-year rating for 60–119 months of total returns and 50% 10-year rating/30% 5-year rating/20% 3-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent 3-year period actually has the greatest impact because it is included in all three rating periods. Ratings are for the share class shown only; other classes may vary. Past performance is no guarantee of future results.


Asset Allocation
38% 18% 39%
U.S. Equities 38%
Non-U.S. Equities 18%
Real Assets 1%
Fixed Income 39%
Alternatives 3%
Cash* 2%
Total 101%
*Cash is maintained by the Fund for liquidity purposes and may be overlaid with equity and / or U.S. Treasury futures to provide capital market exposure.


Due to rounding, portfolio holdings data may not sum to 100%.

Portfolio Holdings
24.33% 13.99% 25.67%
U.S. Equities
Equity Index Fund 24.33%
Defensive Market Strategies Fund 11.11%
Small Cap Equity Fund 2.39%
Non-U.S. Equities
International Equity Index Fund 13.99%
Emerging Markets Equity Fund 3.85%
Real Assets
Global Real Estate Securities Fund 1.17%
Fixed Income
Medium-Duration Bond Fund 25.67%
Global Bond Fund 7.74%
Low-Duration Bond Fund 5.33%
Strategic Alternatives Fund 2.66%
Money Market Fund 1.76%

Due to rounding, portfolio holdings data may not sum to 100%.

Risk/Return Characteristics
Standard Deviation 6.95%
Beta vs. S&P 500 Index 0.55
Calculated over previous 5 years


Growth of a Hypothetical $10,000 Investment
Growth of a Hypothetical $10,000 Investment

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Historical Prices & Distributions

The graph below shows the daily prices (net asset value or NAV) for the time period selected. Capital Gains and Dividend distributions are represented by a blue circle

Historical Prices & Distributions

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The table below lists NAVs, dividends, long-term capital gains and short-term capital gains for the time period selected.

Date Value Description

Prospectus & Reports

To keep you up to date on the latest information from GuideStone Funds, below is a list of documents and reports about our mutual funds.

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one. It should be read carefully before investing.

GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, not an advisor affiliate. Foreside is not a registered investment adviser and does not provide investment advice.