Overview:

Fund data as of 09/30/2021 unless otherwise specified.

Investment Objective:

The Fund seeks the highest total return over time consistent with the asset mix. Total return includes capital appreciation and income.

Investment Strategy:

The Fund pursues its objective by investing primarily in a diversified portfolio of GuideStone Funds Select Funds that represent various asset classes. The Fund is managed to the specific retirement year included its name and assumes a retirement age of 65. Over time, the allocation to asset classes will change according to a predetermined "glide path" that adjusts the percentage of fixed income securities and the percentage of equity securities to become more conservative each year until approximately 15 years after the target date.

Investment Suitability:

The Fund is designed for an investor who anticipates retiring at or near the target date and who plans to withdraw the value of the account in the Fund gradually after retirement. Over time, the allocation to asset classes will change according to a predetermined "glide path," which adjusts the percentage of fixed income securities and equity securities to become more conservative each year until approximately 15 years after the target date.

The Fund's value will fluctuate due to changes in interest rates. There is a risk that the issuer of a fixed income investment may fail to pay interest or even principal due in a timely manner or at all. The Fund's value will fluctuate due to business developments concerning a particular issuer, industry or country, as well as general market and economic conditions. Securities of foreign issuers may be negatively impacted by political events, economic conditions or inefficient, illiquid or unregulated markets in foreign countries, and they also may be subject to inadequate regulatory or accounting standards, which may increase investment risk. By investing in this Fund, you will incur the expenses of the Fund, in addition to those of the underlying Select Funds. You may directly invest in the Select Funds. The Fund's value will go up and down in response to changes in the share prices of the investments that it owns. The amount invested in the Fund is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. This description of risks is provided as a summary of the principal investment risks associated with this mutual fund. Refer to the Fund's prospectus for more detailed risk information.

  • NASDAQ Ticker: GMFZX
  • Inception Date: 12/29/2006
Fund Size ($ in millions)
Total fund net assets for all share classes $1,030

Performance

Net Asset Value (as of 1/14/2022)
Net Asset Value $11.92
Inception Date
Inception Date 12/29/2006
FEES AND EXPENSES (annualized)
Gross 0.75%
Net 0.75%
The Fund attempts to achieve its objective by investing in the GuideStone Funds Select Funds. By investing in the Fund, you will also incur the expenses and risks of the underlying Select Funds. The principal risks of the Fund will change depending on the asset mix of the Select Funds in which it invests. You may directly invest in the Select Funds. The Fund's value will go up and down in response to changes in share prices of the investments that it owns.
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Daily Performance (as of 1/14/2022)
One Month 1.20%
Three Month 2.39%
Year To Date -1.41%
One Year 12.17%
Three Year* 16.34%
Five Year* 12.01%
Ten Year* 10.44%
Since Inception* 6.36%
*Returns are annualized.
The performance data quoted represents past performance and does not guarantee future results.
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Quarterly Performance (as of 9/30/2021)
Three Month -0.99%
YTD 9.57%
One Year 23.57%
Three Year* 11.13%
Five Year* 11.70%
Ten Year* 11.22%
Since Inception* 6.17%
The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance data current to the most recent month-end and complete calendar year performance may be obtained at GuideStoneFunds.com/Funds. Benchmark performance numbers are provided by Morningstar, Inc. and have not been verified by GuideStone Funds. The investment return of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Year 2006 annual performance began 12/29/2006. Performance would have been lower without fee waivers and reimbursements to the Fund in effect.
*Returns are annualized.
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Annual Performance (as of 9/30/2021)
2014 2.23%
2015 -4.45%
2016 8.45%
2017 20.90%
2018 -7.73%
2019 24.24%
2020 13.80%
The performance data quoted represents past performance and does not guarantee future results.
Morningstar
Morningstar Rating based upon risk-adjusted return as of 12/31/2021
Category: Target-Date 2045
(Two Stars) Overall rating among 200 funds in this category.
(Two Stars) Three year rating among 200 funds in this category.
(Three Stars) Five year rating among 164 funds in this category.
(Two Stars) Ten year rating among 84 funds in this category.

©2020 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

The Morningstar Rating™ for funds, or “star rating,” is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds and separate accounts) with at least a 3-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its 3-, 5- and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% 3-year rating for 36–59 months of total returns, 60% 5-year rating/40% 3-year rating for 60–119 months of total returns and 50% 10-year rating/30% 5-year rating/20% 3-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent 3-year period actually has the greatest impact because it is included in all three rating periods. Ratings are for the share class shown only; other classes may vary. Past performance is no guarantee of future results.

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Characteristics

Asset Allocation (as of 9/30/2021)
27% 57%
Cash* 2%
Fixed Income 12%
Non-U.S. Equities 27%
Real Assets 2%
U.S. Equities 57%
Total 100%
*Cash is maintained by the Fund for liquidity purposes and may be overlaid with equity and/or U.S. Treasury futures to provide capital market exposure.

 

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Portfolio Holdings (as of 9/30/2021)
45.79% 19.2%
U.S. Equities
Equity Index Fund 45.79%
Defensive Market Strategies Fund 4.90%
Small Cap Equity Fund 5.81%
Non-U.S. Equities
International Equity Index Fund 19.20%
Emerging Markets Equity Fund 8.25%
Real Assets
Global Real Estate Securities Fund 1.73%
Fixed Income
Medium-Duration Bond Fund 9.62%
Global Bond Fund 2.38%
Cash
Money Market Fund 2.32%
GuideStone Capital Management, LLC, the adviser to the Fund, maintains a sub-advisory agreement with Parametric Portfolio Associates LLC (“Parametric”) under which Parametric will provide “completion portfolios” within the Fund from time to time. These “completion portfolios” are used to assist in preserving the desired risk exposures for the Fund in furtherance of its investment objective. Completion portfolios that are short-term in nature are not included in the portfolio holdings of the Fund listed above.

Due to rounding, portfolio holdings data may not sum to 100%.

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Risk/Return Characteristics (as of 9/30/2021)
Standard Deviation 15.88%
Beta vs. S&P 500 Index 0.83
Calculated over previous 3 years

Prices and Distributions

Charts

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The table below lists NAVs, dividends, long-term capital gains and short-term capital gains for the time period selected.

Date Value Description

Prospectus & Reports

To keep you up-to-date on the latest information from GuideStone Funds®, below is a list of documents and reports about our mutual funds.

Prospectus and Fund Documents
Prospectus
Statement of Additional Information (SAI)
Information Statements

Shareholder Reports
Annual Report (includes Fourth Quarter portfolio holdings)
Semi-Annual Report (includes Second Quarter portfolio holdings)
Quarterly Report (includes First Quarter portfolio holdings)
Quarterly Report (includes Third Quarter portfolio holdings) 

Other
Proxy Voting
eDelivery Frequently Asked Questions

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one. It should be read carefully before investing.

GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, not an advisor affiliate. Foreside is not a registered investment adviser and does not provide investment advice.

Asset allocation subject to change at any time. Pie chart is a representation and actual exposures may differ. The size denotes the relative weighting in the Fund. 

Standard Deviation — Depicts how widely returns varied over a certain period of time. A high standard deviation implies greater volatility and greater risk.

Beta vs. S&P 500® Index — Beta is a measure of a fund’s sensitivity to market movements as defined by the S&P 500® Index. A fund with a higher beta relative to the S&P 500® Index is more volatile than the S&P 500® Index.

Net Asset Value — The Net Asset Value (NAV) is calculated by taking the closing market value of all the investments owned by a fund, plus all other assets such as cash, subtracting all liabilities, then dividing the result (total net assets) by the total number of shares outstanding.

Record Date — The distribution that an investor receives is calculated based on the number of shares that an investor owns on Record Date, typically using the share balance in an investor's account at the close of that day’s business.

Pay/Reinvest Date — The date on which distributions are posted to accounts for reinvestment or paid to shareholders who take distributions in cash.

Dividends — Dividends are income distributions to shareholders out of income from a fund’s investments.

Short-term Capital Gains — Distributions to shareholders derived from the profit of the sale of stocks or bonds held within a fund for a period of one year or less.

Long-term Capital Gains — Distributions to shareholders derived from the profit of the sale of stocks or bonds held within a fund for a period of more than one year.